Serving The Businesses That Serve Our Community

In the hustle and bustle of daily business, you may have overlooked creating a financial structure for your growing operation. While you likely have a bank account for your personal finances, most business owners also need a banking account solely for their business. But it’s about more than simply opening a second bank account. Businesses thrive on planning and predictability, and a business checking account gives you the tools to strengthen your business with a solid financial foundation. 

It may be time for a business checking account if:

• You want clarity and distinction between your business and personal finances
• You’re encountering challenges reporting your business financials, like preparing taxes and other financial statements
• You can no longer run a cash-only business
• You want to make it easier to manage your money

When it’s time to choose a business checking account, go with a local bank that’s invested in your success. Because of our trustworthy service and our contemporary approach, Carson Bank is one of the best places to open a small business checking account in Kansas — and it has everything to do with our values.

Since 1886, Carson Bank has helped local businesses in the Mulvane, Wichita, and Derby, Kansas achieve financial wellness. 

What does business checking include?

While Carson Bank provides a variety of options, we offer great features with every business account.

Debit card: Easily access to your business funds when you need them. Every business checking account includes a no-charge MasterCard® Debit Card.

Wire transfers: Moving money should be simple, and our business checking accounts make wire transfers a breeze. Electronically move your funds from Carson Bank to any institution. Get right-away access to your funds and immediate credit with our free same-day transfers.

Online banking and ACH: Because we know you’re managing your business on the go, Carson Bank’s secure online banking options are completely free and available 24/7. Access your accounts, make transactions, initiate transfers, pay bills and more, all from our convenient online portal.

Secure banking options: For peace of mind you can count on, trust our commitment to security. Whether that means dropping checks off via teller services, requesting a secure night depository or using our coin exchange, Carson Bank can deliver what you need. We even offer locking deposit bags at no charge for our business checking customers.

Other services for a nominal fee: If you need more specific help managing your business checking account, we’re always happy to help. Carson Bank offers Merchant Card Services, payroll direct deposit and collection services for a nominal fee. Ask your banker about these options to see if they’re right for you.

Know Your Options

Your business is one of a kind. Shouldn’t you have a checking account uniquely designed to fit your business? Carson Bank offers 5 business checking options to our customers.

Basic business checking

Carson Bank’s Basic business checking accounts are best suited for customers with a high volume of transactions every month. If your business makes more than 50 transactions a month, you may benefit from our Basic Plan.

Another advantage is the ability to offset some accounting fees on the Basic Plan with an earnings credit based on collective funds. Talk to your banker to see how these credits can help grow your business.

Business NOW checking

We know not all businesses are large operations with hundreds of employees. Sometimes it’s just you. The Business NOW checking account is specifically designed for small entities, like sole proprietorships and other qualifying businesses. 

Business NOW checking allows you not only to earn interest on your balance, but it also comes with check-writing functionality and easy access to your funds. If you frequently need same-day funds, ask your banker about Business NOW

Interest business banking account

Do you tend to carry a large balance in your checking account? If so, your business could benefit from our Interest business banking account. This account allows you to receive a competitive interest rate, putting a little more money in your pocket every month just for running your business. Interest business accounts also come with the added convenience of check-writing.

Small business checking

We know your needs as a small business are different from a medium-sized or enterprise business. Carson Bank is invested in your success, no matter your long-term goals. 

Carson Bank offers the best small business checking accounts for Mulvane, Derby and Wichita area businesses. Get expert help tailored to your specific small business needs with Carson Bank’s Small business checking account. This option is perfect for you if you have fewer than 50 transactions a month. To further support your small business in our community, we offer low deposit rates and zero or low fees, depending on your needs.

Organizational checking

Do you run a local club, association, or organization? Carson Bank believes in supporting our neighbors, and we’re happy to provide easy access to your funds through our local bank. With a minimal monthly fee, get access to Organizational checking with a partner who cares about our community just like you.  

If you’re unsure which type of account is right for you, please get in touch with our friendly team. We look forward to finding a solution that’s right for you.

Documents Needed To Open A Business Checking Account

Business is challenging enough, so your banking shouldn’t be. We want to simplify the process of getting your business banking up and running.

Here is what you’ll need:

• Your valid state-issued ID
• EIN or SSN
• Articles of organization or articles of incorporation

If you’re having trouble finding the documents needed to open an account, Carson Bank is more than happy to help. We know finance can feel complicated, and that’s why we’re here to make it as simple as possible for you to succeed.