Personal Banking

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Certificates of Deposit

"A Secure Investment"


Designed for customers who need higher levels of FDIC insurance

Carson Bank is a member of the CDARS Network and offers the most convenient way to access multi-million-dollar FDIC insurance on certificates of deposit. You sign one agreement with Carson Bank, earn one interest rate, and receive one statement. Everything is handled directly through our bank. Your large deposit is broken into smaller amounts and placed with other banks that are members of the CDARS Network. Then, those banks issue CDs in amounts under the standard FDIC insurance maximum, so your investment is eligible for FDIC protection. This occurs without sending your private information to other banks. Other members of this Network do the same with their customers' deposits so the entire amount of your deposit is available for local lending.We offer Certificates of Deposit with competitive rates and terms. Please contact a Carson Bank representative at (316) 777-1171 or (888) 571-2233 for current rates and specials.

Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. When deposited funds are exchanged on a dollar-for-dollar basis with other banks in the Network, we can use the full amount of a deposit placed through CDARS for local lending, satisfying some depositors' local investment goals or mandates. Alternatively, with a depositor's consent, our bank may choose to receive fee income instead of deposits from other banks. Under these circumstances, deposited funds would not be available for local lending.


CDARS is a registered service mark of Promontory Interfinancial Network, LLC.

* For more information about rates, terms or FDIC Insurance coverage, please contact a Carson Bank representative at (316)777-1171 or (888)571-2233.

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