This is our privacy notice for our customers. We, Our, and
Us, when used in this notice, means Carson Bank.
When we use the words “you” and “your”, we mean
the following types of customers:
- Deposit Account
- Loan Account
- Credit Card
- Safe Deposit Box
- Automobile lease we service
- Retail installment contract we hold and service
- Financial, investment, or economic advisory services (for a fee)
- Home mortgage brokerage
- All IRA accounts
- All former customers
We will tell you the sources for nonpublic personal information we collect
on our customers. We will tell you what measures we take to secure that
information.
We first define some terms.
Nonpublic personal information means information about
you that we collect in connection with providing a financial product or
service to you. Nonpublic personal information does not include information
that is available from public sources, such as telephone directories or
government records.
An affiliate is a company we own or control, a company
that owns or controls us, or a company that is owned or controlled by the
same company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not
an affiliate of ours.
The Information That We collect
We collect nonpublic personal information about you from the following
sources:
- Information we receive from you on application or other forms
- Information about your transactions with us
- Information about your transactions with nonaffiliated third
parties
- Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any nonpublic personal information
about you to anyone, except as permitted by law.
The Confidentiality, Security and Integrity of
your Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or services
to you. We maintain physical, electronic, and procedural safe guards that
comply with federal standards to guard your nonpublic personal information.
Nonpublic Personal Information and Former Customers
If you decide to close your account(s) or become an inactive customer;
we will follow the privacy policies and practices as described in this
notice.
